Protect your home and your family’s future
For many people, their home is their most valuable asset. A Property Trust makes sure your share of it goes exactly where you want, no matter what happens in the future.
For many people, their home is their most valuable asset. A Property Trust makes sure your share of it goes exactly where you want, no matter what happens in the future.
Without a Property Trust in place, your home could be passed solely to your surviving spouse or partner, giving them full control of what happens next. If they remarry, make a new Will or fall into financial difficulty, your original wishes could be lost and your children may miss out on their inheritance.
A Property Trust ensures your intentions are protected legally and that your loved ones receive exactly what you planned for them, no matter what happens in the future.
At Choice Wills, we help families across Northamptonshire, Wellingborough, Kettering and Daventry put the right Trust structure in place as part of their estate plan.
Marriages end in divorce or remarriage
If your surviving partner remarries, without a Property Trust your share of the home could end up with their new spouse or their new spouse’s children, rather than your own. A Trust removes that risk entirely.
When couples own a home together and one passes away, the survivor typically inherits everything outright. On paper that sounds fine, but it leaves your share of the home completely unprotected.
From that point on, your surviving partner can change their Will, remarry, sell the house or be forced to use it to fund care, all without any say from you. Your children’s inheritance is entirely at their discretion.
A Property Trust locks in your wishes so they can’t be undone later.
A new spouse could inherit your share of the family home instead of your children.
Your partner can rewrite their Will at any time, excluding your children entirely.
Without a Trust, your share of the property may be assessed and used to fund later-life care.
If your partner later runs into debt, creditors could have claims against the family home.
A carefully written Property Trust, built into your Will, gives you real, lasting control over what happens to the home.
Grants your surviving spouse or partner the right to live in the property for the rest of their life.
Your share of the property is reserved for the beneficiaries you choose, usually your children.
Prevents your estate being unintentionally redirected due to remarriage or future relationships.
A Property Trust is written into your Will, making it a natural next step for anyone updating their estate plan.
We make setting up a Property Trust straightforward and stress-free. Our advisers will explain how it works in plain English and help tailor the Trust to suit your family’s needs and personal circumstances.
Whether you’re making a Will for the first time or updating your current arrangements, we’ll guide you through everything with care and clarity.
There’s no pressure, no jargon, and no fixed template. Just advice shaped around your family.
Your property is too important to leave to chance. Speak to Colin today to learn how a Property Trust can protect your legacy.